Three percent of children do not have health insurance. Kids need this insurance, possibly more than anybody else. Their small bodies are constantly growing and adapting to the world around them, which leaves them open to disease and injury. A sick or injured child who is uninsured can quickly create a financial burden that is much higher than any insurance premiums.
If you have kids, you know that they can be clumsy on the playground. Playground injuries are extremely common and often go beyond just a skinned knee. Broken bones can happen quickly on a playground, where children are not as careful as they should be while they are going about their fun activities. Young children are not the only ones susceptible to injuries. Teenagers often get into car accidents as they are learning to drive and while many of them are lucky, some of them get hurt badly and need insurance.
Having health insurance is something that is important for everybody to have. Whether you are young or old, requiring medical assistance is unpredictable and you never know when you will have to use it. By insuring your kids, you are ensuring that if they got sick or injured, it would all be taken care of and you wouldn’t have to worry about a major debt that you would be paying off, possibly for the rest of your life. Health insurance is a great idea for any child.
When it comes to health insurance, kids are often overlooked because they are “young and healthy“. As you can see, no matter how careful you are, children can get injured or sick. They need health coverage, and all it takes is a little time and money to make that happen.